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At Allen’s Maxus, we offer a variety of finance products to make purchasing your new or Approved Used Maxus straightforward and accessible. Our team is on hand to guide you at every stage, whether buying in person or online.
We work with well-established automotive finance partners to provide a range of plans designed to suit different budgets and lifestyles. Our experience ensures that you can choose a flexible, simple solution tailored to your needs.
PCP lets you finance a new or used Maxus by paying an initial deposit followed by monthly instalments, typically over 18 to 48 months. Your monthly payments cover the vehicle’s depreciation, not its full value. PCP is flexible; at the end of the term, it provides you with three options:
With Personal Contract Purchase (PCP), you pay an initial deposit followed by fixed monthly instalments over an agreed term. Your payments mainly cover the car’s depreciation, not its full value. At the end of the term, a final ‘balloon’ payment – also called the Guaranteed Future Value (GFV) – lets you keep the vehicle.
PCP typically offers lower monthly payments than Hire Purchase. It provides flexibility at the end of the term, allowing you to keep, return or upgrade your vehicle.
Check the annual mileage limit, the GFV, and potential excess mileage or condition charges. Consider how long you want to keep the vehicle – and your budget for the final payment if deciding to do so.
Yes, you can pay off the outstanding balance early. This may reduce interest charges, but check for any early settlement fees in your agreement.
HP spreads the full cost of your Maxus over a set term. After paying your deposit and monthly instalments, you own the vehicle outright at the end of the agreement. HP is a good solution if you want predictable monthly payments and the reassurance of owning your Maxus outright once the term ends.
Hire Purchase spreads the full cost of your Maxus over monthly instalments. At the end, you own the vehicle outright. Payments are predictable, and there’s no final balloon payment.
HP agreements can be tailored to
your budget with options to adjust the deposit or term length. This flexibility
helps make owning your Maxus easier and more affordable.
Factor in deposit amount, monthly payments and total cost over the term. HP is ideal if you want eventual ownership without restrictions on mileage or vehicle condition.
Yes, you can pay off the remaining balance early, which may reduce interest costs. Confirm any early repayment fees with your finance provider.
