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Finance Options

If you've decided that you'd like to make the switch to a hybrid or electric vehicle, then we can outline the finance products available to fund your new purchase.

Our team is available to assist with any questions, whether upfront or at any point on your journey with us.

Grants

As well as finance methods, we will let you know if you can save even more money on a vehicle or a charger for your home or workplace!

If you're after a commercial vehicle, the New All-Electric E-Transit qualifies for the government's OZEV (Office for Zero Emission Vehicles) Plug-in Van Grant to pay for 35% of the purchase price up to a maximum of £5,000.*

More info coming shortly...

Finance Types

What is Personal Contract Hire (PCH)?

If you want to drive a vehicle for an agreed period and wish to benefit from the advantages that contract hire can offer, Personal Contract Hire could be the right choice for you. This finance product allows you to take a vehicle for an agreed period of time but as you do not own it, you don't carry all of the responsibilities that ownership brings.

Taking advantage of Personal Contract Hire is simple. After selecting your preferred model, you will need to pay a small advance rental to secure the vehicle. You will then be responsible for fixed monthly rentals over a predetermined period. The payment plan can also include a maintenance package to help fund the running costs over the course of the agreement.

With a low advance rental and fixed monthly rentals, Personal Contract Hire may enable you to enjoy a higher-specification model. The fixed monthly rentals may be lower than a personal loan, enabling better budgeting, while the inclusion of maintenance plans makes this an even more attractive proposition.

What is Personal Contract Purchase (PCP)?

Personal Contract Purchase (PCP) is a finance product that allows you the opportunity to buy a new or a used car.

It is similar to a Hire Purchase agreement as you will usually pay an initial deposit, followed by monthly instalments over a term typically between 18 to 48 months.

What makes PCP different to Hire Purchase (HP) is that your monthly instalments are paying off the depreciation of the car, and not its entire value, over the course of the term. Then, when you get to the end of your agreement, there is a final, balloon payment that must be made if you want to keep the car. The balloon payment is often referred to also as the Guaranteed Future Value (GFV).

What is Hire Purchase (HP)?

Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.

For further information about finance options specific to a particular manufacturer that we represent, please choose your preferred marque and click below:

* Information correct as of April 2022.