Motability Explained Allen Motor Group

Who Are Motability, Allen Kia & Essex Auto Group – Kia?

The Motability Scheme provides an affordable, worry-free way for people with disabilities to lease a car in exchange for their mobility allowance. The Scheme is operated by Motability Operations Ltd, under contract to Motability, a registered charity.

With a long-standing heritage, our Kia dealers in Bath, Solihull, Brentwood, and Southend offer reliable and trustworthy motoring support. Whether you are seeking advice on the cars that you already own or you are looking to purchase a brand-new or used Kia car, we are eager to answer any questions that you may have.

We are a Motability Premier Partner which means that there are fully trained Motability specialists at each of our sites to give you the best information and advice to help you choose a vehicle that both suits your immediate requirements and serves you well for the full 3 years of your Motability agreement.

Am I Eligible for a Motability Car?

To be eligible to join the Motability Scheme, you need to receive one of the mobility allowances listed below and have at least 12 months’ award length remaining. The Attendance Allowance cannot be used to lease a car through the Motability Scheme. With Motability contract hire you don't necessarily need to drive yourself. You can nominate up to two drivers who may be friends or relatives, and parents or carers can apply on behalf of a child aged three years and upwards.

Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)

Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)

War Pensioners' Mobility Supplement (WPMS)

Armed Forces Independence Payment (AFIP)

Disabled Man Getting Out Of Car

How the Motability Scheme Works

In the Motability Scheme, you simply exchange your mobility allowance for a car that suits your requirements.

Your allowance will go directly to Motability, in exchange for a car. Included with the car is a whole host of benefits, such as insurance, road tax/Vehicle Excise Duty (VED), and servicing, maintenance, and repair costs. Dependent on the model of vehicle you choose, some vehicles attract a small advance payment. However, at Allen Kia and Essex Auto Group –​ Kia we offer several models with no advance payment at all!

Once Motability accepts your application, the advance payment and weekly rental are price-protected. This lasts for three months from the date your agreement is printed – provided that the car description on the agreement is not altered later.

Most drivers choose contract hire as they find it's the best option to obtain and pay for a brand-new car. They like the convenience of a single, regular payment that includes comprehensive insurance, maintenance, and breakdown cover. They also get to choose a brand-new car every three years, once their contract hire lease agreement ends.


​​

Motability Online Account

Motability Scheme customers can create an online account that allows them to enter key information and provides more flexibility to manage their lease.

It also means that you can spend less time on data entry and focus on finding the right vehicle for you.

Create an Account


Benefits of Using the Motability Scheme

If you choose a car through the Motability Scheme, all of this is included:

All-inclusive package

The Motability Scheme is an all-inclusive package.

Every three-year car lease includes:

  • Insurance for up to three drivers
  • Servicing and maintenance
  • Full breakdown cover
  • Tyre repair and replacement
  • A home chargepoint and standard installation when you choose an electric vehicle on the Motability Scheme, or access to the bp pulse network

Following UK Government tax changes, updates are being introduced to ensure the Scheme remains sustainable long term. From 1 July 2026 the lease will include:

  • Mileage allowance: 30,000 miles over a three-year lease
  • Tyre replacement: up to six tyres during a three-year lease (including up to four due to damage)
  • EU breakdown: customers will need to pay an admin fee for a VE103 certificate and inform the RAC when travelling outside the UK’